Ashton House Newsletters
Our quarterly newsletter providing expert business advice on many aspects of financial planning. These newsletters are intended to bring a few key topical issues to your attention. If you would like to discuss any of them (or any other aspect of your financial planning) in more depth, please contact us.
Thousands of people are transferring out of final salary pensions in
order to get their hands on a potentially significant cash fund. Once
the decision is made, however, it canít be reversed, so it is crucial to
make sure you get the right advice.
"Setting sail on pensions transfers?"
It's most likely not wise to transfer from a defined benefit pension (final salary), but wealthier clients may need to pay closer attention to inheritance tax and income tax
"The benefits of transfers?"
Residential property beats pensions as an investment for retirement
planning, according to the Bank of Englandís Chief Economist. But is
"Does pension beat property?"
The unexpected sometimes happens. The Brexit result, for
example, came as a surprise to the bookies, pollsters and markets.
On a personal level, how ready are you and your family for the
"Planning for the unexpected"
The single tier state pension starts life on 6 April 2016, but even
the Pensions Minister has doubts about how much of it the public
"The new state pension"
Market volatility returned in August with more ups and downs
expected if interest rates rise in the US and the UK. What should
investors do? Here are some suggestions:
"Stay calm in turbulent investment markets"
The July Budget produced a raft of changes including cuts to the tune
of £12 billion to the working age welfare bill.
"Time for a protection review?"
Would you like to have up to £5,000 of savings income, free of tax, and also effectively increase your taxfree
personal allowance to £11,660 (rather than the normal £10,600) in the coming tax year?
"Tax never stands still"