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Genuinely independent, fee-based financial advice

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We've provided a selection of useful calculators below. We hope you find them useful but remember that the figures are for illustration and should not be used for making any financial decisions.

Please note we don't store or see any of the information you input to these calculators.

The Financial Conduct Authority does not regulate some forms of mortgage and tax planning.

Income Tax Calculator

Income Tax Calculator

Estimate your take home pay based of your annual income and include tax deductible elements such as pensions and student loans.

Loan Repayment Calculator

Loan Repayment Calculator

Use this calculator to help you work out how long it will take to repay your loan or how much you'll need to repay each month. You can also compare different loan rates and lengths and save your results in a table to help you compare them.

Mortgage Repayment Calculator

Mortgage Repayment Calculator

Find out how much your monthly mortgage payments could be. This can help you work out how much you could afford to borrow. The figures are only a guide to what you might pay, the exact cost will depend on the particular mortgage you choose.

Pensions Shortfall Calculator

Pension Calculator

Calculate how much retirement income you might receive from saving in a personal, stakeholder or group personal pension.

Inheritance Tax Calculator

IHT Calculator

By gifting at least 10% of your net estate to charity a reduced rate of Inheritance Tax may be applicable. Use this calculator to work out whether an estate will qualify to pay the reduced rate of tax.