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Equity Release

Equity Release

If you are in your mid 50's or older you might have paid a substantial amount off your mortgage, or be close to doing so. The value of your home may have risen a lot since you bought it, but you might still be short of money to spend, invest or even pay your standard mortgage off. Equity release is a way of raising money from the value of your home.

Cash raised from equity release schemes can be used for any purpose. Home improvements and repairs are popular choices - as are holidays and gifts to children and grandchildren. However, it is worth emphasising that the money can only be spent once; equity release schemes mean smaller inheritances for children and grandchildren.

We can look at all your options for releasing a part of the value of your home in return for a cash lump sum, or income to spend as you wish.

This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration.

For details of our fees for Equity Release business please see our page How we are Paid